Mortgage Broker & Finance Strategist
Helping clients navigate home, investment, commercial and asset finance with practical guidance and strategic thinking.
Practical advice. Clear decisions. Real outcomes.
How I Can Help
Finance for purchasing a first or next home, upgrading, refinancing an existing home loan or accessing available equity.
Finance for purchasing or refinancing investment property, including reviewing existing lending structures, equity or investment loans secured against other property, and considering future investment plans.
Finance for the purchase or refinance of commercial property, whether for investment purposes or for a business acquiring its own premises.
For broader business finance requirements, I can also connect clients with specialist commercial broking solutions.
Finance for building a new home or investment property, including construction lending and progress-payment structures.
Finance for eligible self-managed super funds (SMSFs) purchasing or refinancing a commercial/business property (residential refinancing still available).
Secured and unsecured personal lending for a range of purposes, with access to bank, non-bank and specialist lending options.
Reviewing existing debts and exploring whether they can be restructured or consolidated to simplify repayments and improve the client’s overall financial position.
Access to trusted insurance specialists for property, business and personal insurance needs.
Lenders I Work With
Access to a wide panel of lenders to find the right fit for your situation.
(Lenders shown represent a selection of lenders available, with access continuing to expand across bank, non-bank and specialist lending option)
Independent mortgage and property finance advice — grounded in experience, driven by outcomes.
With over 25 years’ experience across banking and sales, I focus on helping clients make clear, confident financial decisions.
Having worked across multiple major banks, I understand how lending decisions are really made—allowing me to structure loans effectively and navigate challenges where others can’t.
I take a practical, no-nonsense approach to lending—making sure things are done properly the first time, without unnecessary delays or surprises.
Whether you’re buying your first home, investing, or dealing with a more complex scenario, my role is to simplify the process and help you move forward with confidence.
Let’s talk — in a way that suits you.
Book a quick 15-minute call or a longer strategy session—whatever suits your situation.
Contact Us
This website provides general information only and does not take into account your objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances. Full details of relevant terms, conditions, fees and charges are available on request. All applications are subject to lender approval and eligibility criteria.
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Lowe Property and Finance is a trading name of Lowe Property & Finance Group Pty Ltd | ABN 61 694 089 515
Independent mortgage and property finance advice — grounded in experience, driven by outcomes.
James Lowe is a licenced Credit Representative (number 575973) of QED Credit Services Pty Ltd Australian Credit Licence number 387856.
Authorised Credit Representatives are publicly listed on the ASIC Professional Registers.